HāVU stands as a leading force in Kerala’s insurance sector. We have successfully issued over 150,000 motor insurance policies to date and facilitated the settlement of more than 25,000 Own Damage (OD) claims in the last couple of years alone.
Through our extensive experience, we recognized a significant challenge: many policyholders—regardless of whether they purchased their insurance online or offline—struggled with the complexities of vehicle claim intimation and final settlement.
This realization inspired the foundation of HāVU. Our startup was created to serve all vehicle owners in Kerala.

Our Mission:

If your vehicle has met with an accident and you hold valid insurance with any company, HāVU is here to support you. Provided all documentation is correct and in order, we support the customer through the entire process, from initiating the claim to successfully settling the final payment.